| BUILDING
A BRIGHTER FINANCIAL FUTURE™ Create your Financial Blueprint |
| Advisor
Actions / Responsibilities |
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Financial
Planning Sequence |
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Client
Actions / Responsibilities |
| When
you contact us, we'll provide a brief description of our services,
philosophies, methodology and fee structures. We'll direct you to
our web site or mail you an introductory packet to help you learn
more. |
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| Step 1: Sound Futures Outreach or Initial Inquiry |
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our services appear to fit your needs, we'll schedule a "Get
Aquainted Meeting" (can be done on the phone or in person). You
can review our introductory materials, or visit our web site if you
wish to learn more, then contact us for Step 2. |
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Get Acquainted Meeting or Teleconference is an opportunity for us
to exchange information about your needs and objectives, and further
discuss which of our services are right for you. We will also provide
an estimated fee quote. |
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| Step 2: Get Acquainted Meeting or Teleconference |
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| When
you decide to engage our services, we will give you a list of additional
data or information which we will need to begin formulating your financial
plan. One-half of the estimated total fee is due at the time of this
engagement. |
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| When
we receive your information, we begin to review and develop your financial
plan. We prepare initial reports to discuss at our Step 4 meeting. |
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Step 3: Data Gathering and Initial Preparation
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Step 3, you gather the data requested, and complete your cash flow
worksheet and risk tolerance questionnaire. You may fax or mail this
information to us before our next meeting. Upon receipt of it, we
will schedule our Step 4 meeting. |
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this interactive meeting, we discuss and clarify the information you
have provided thus far. We continue to refine your financial goals
and objectives. |
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Step 4: Interactive Goal Setting Meeting or Teleconference
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| In
this Interactive Goal Setting Meeting, you have another opportunity
to clarify your current situation, financial goals and objectives.
Come with any additional questions or concerns you may have. |
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edit the initial information as needed and run additional scenarios
if applicable. We conclude our research and analysis, and produce
final reports for your personal financial plan. We add our observations
and recommendations to the plan. |
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Step 5: Analysis and Plan Formulation
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we move into Step 5, you simply schedule a meeting or teleconference
1 or 2 weeks after our Step 4 meeting. The ball is in our court in
the interim. Revisit our web site to stay current on the changing
world of personal finance and investments. |
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Step 6, we present and review your personal financial plan. We discuss
all reports and provide you with a written summary of our observations
and specific recommendations. |
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Step 6: Presentation of Your Financial Plan
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| Congratulations!
At this point, you will hold a personalized blueprint, custom designed
to meet your financial goals. Full payment of the balance for actual
fees incurred is due at the conclusion of your plan presentation meeting.
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| Plan
implementation and follow up depends upon which service option is
appropriate for your needs. At the conclusion of your plan presentation,
we discuss the pros and cons of each service option, including fee
structures. |
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Step 7: Plan Implementa- tion and Follow Up
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| Proper
implementation is crucial to reaching your financial goals. Whether
you now implement and monitor the plan yourself, or retain us to provide
a portion or all of these services for you, we urge prompt action. |
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